What's the difference between mobile home insurance and manufactured home insurance?

I've heard of insurance for both mobile homes and manufactured homes. What's the difference between the two, if any?

Great question! Most companies do not make a distinction between mobile home insurance and manufactured home insurance, and sales of these policies are typically handled by one department.
Mobile home and manufactured home insurance are actually very similar and in the same family. This type of insurance offers the same coverages as for a regular dwelling. For example, mobile and manufactured home insurance offers coverage for the home itself, your personal property inside the home, and your liability.
Mobile and manufactured home insurance also offers optional coverage for trip collision. Mobile and manufactured homes can be moved to different locations, so trip collision coverage is important if a home gets damaged during a move.
If you’re interested in obtaining mobile home insurance, check out this article: How to Get Cheap Mobile Home Insurance.
Jackie Whalen
Answered on Mar 12, 2021
Jackie Whalen has been in the insurance industry for over 7 years, working in sales, service and claims. She has won numerous awards as a top salesperson and customer service agent. She currently lives in New York with her husband. Her 24 year old son recently moved out on his own which has given her more time to travel, write and train her dog Maisy not to chase her cat, Whiskey.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free