What kinds of high-value items should be insured individually?
I'm buying a new home insurance policy and I'm not sure if I need extra coverage for my items. Which ones would benefit from individual coverage?
Thanks for your question! Anything that’s worth $1,500 per piece is considered a high-value item. If it belongs to one of the following groups, you want to insure it individually on your homeowners insurance policy: electronics, jewelry, bicycles, musical instruments, furs, coins, and crystals.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Read advice from car experts at Jerry
Browse by topics
What others are asking
How does having a car loan affect my auto insurance?
Will I be required to pay more for auto coverage?
Apr 08, 2021
Why is my car insurance $250 a month if I don't have any points on my license?
I do have tickets and accidents on my record, but no points. My rate seems really high and I'm not sure why.
May 21, 2021
Is state-minimum car insurance in Indiana enough?
I was shopping around for new car insurance, and I found that for just a few dollars more a month, I can significantly increase my liability coverage over the Indiana state minimum. However, I don't want to pay extra if I don't have to. Is minimum liability coverage enough?
Apr 22, 2021