What is liability car insurance?

Do I need liability coverage for car insurance? What does it even cover?

Answer provided by
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Savannah Grabek
Answered on Mar 12, 2021
Liability car insurance helps cover the other driver’s bodily injury and property damage expenses if you’re at fault in an accident. In most states, drivers are required to have it by law.
Bear in mind that liability does not cover your own medical bills or damage to your vehicle. To protect yourself, you should consider obtaining collision coverage, comprehensive coverage, and medical payments coverage.
If you’d like to learn more about liability coverage, check out this article: All About Liability Car Insurance.
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