What is liability car insurance?

Do I need liability coverage for car insurance? What does it even cover?

Answer
Liability car insurance helps cover the other driver’s bodily injury and property damage expenses if you’re at fault in an accident. In most states, drivers are required to have it by law.
Bear in mind that liability does not cover your own medical bills or damage to your vehicle. To protect yourself, you should consider obtaining collision coverage, comprehensive coverage, and medical payments coverage.
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Savannah Grabek
Answered on Aug 09, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
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