What information about my home should I have prepared when I'm shopping for insurance?

I'm on the hunt for new home insurance. What info do I need to have when getting quotes?

When shopping for home insurance, it is helpful to have your current policy in front of you. Your current policy will have all the information that is needed for the new one. One of the most important pieces is your mortgage information. The insurance documents need to be sent to an address specified by the mortgage company, and that can be found on your current policy. If you do not have current insurance, you can call your mortgage company and ask, “What address needs to be on my home insurance for the mortgage?”
It is also helpful to know the many details of your home, like square footage, the year the property was built, if/when the HVAC system was last updated, if/when the roof was last replaced, etc. By providing some of these details, you could get additional savings off your home insurance.
Savannah Grabek
Answered on Mar 01, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.

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