When shopping for home insurance, it is helpful to have your current policy in front of you. Your current policy will have all the information that is needed for the new one. One of the most important pieces is your mortgage information. The insurance documents need to be sent to an address specified by the mortgage company, and that can be found on your current policy. If you do not have current insurance, you can call your mortgage company and ask, “What address needs to be on my home insurance for the mortgage?”
It is also helpful to know the many details of your home, like square footage, the year the property was built, if/when the HVAC system was last updated, if/when the roof was last replaced, etc. By providing some of these details, you could get additional savings off your home insurance.