What happens when your car insurance is canceled?

Okay, my provider just canceled my insurance. What happens next?

Answer

If you live in a state that requires you to carry car insurance and your policy is canceled, the DMV will be notified of your lapse in coverage and legally you will not be able to drive your vehicle. The DMV may charge you a fine for the insurance lapse, and it can also suspend your license and registration on the vehicle.

Depending on the length of time your policy was inactive, your insurance premiums may also be noticeably higher when you obtain new coverage due to the lapse.

Alexah Grinnell

Answered on Mar 12, 2021

Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids

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