What happens if I get into an accident while driving my employer's car?
I've started driving my employer's car as part of my job and I'm nervous about getting into a crash. What happens if I get into an accident with this car?
If you get into an accident, the company could be held liable for injuries or damages if you’re at fault.
The company will usually have their own insurance to fix the car, but the accident will still show up on your driving record in most states.
This means that it will impact your personal insurance, and you’ll likely see your personal auto insurance premium increase.
Insurance for a commercial car is much like personal car insurance, but you can likely talk to your employer if you wish to know the details of what their policy covers. It is always good to go into something you are nervous about with more information, especially when a business and their insurance company are involved!
If you would like some extra coverage for driving a car you don’t own, consider using Jerry to help find quotes from 50 providers (it’s free!).
MORE: 14 Safe Driving Tips
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