What happens if I get into an accident while driving my employer's car?

Answered by Home Insurance, Car Insurance Expert Savannah on February 22, 2021

I've started driving my employer's car as part of my job and I'm nervous about getting into a crash. What happens if I get into an accident with this car?

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Savannah

Home Insurance, Car Insurance Expert

There are a few things that could happen. If you get into an accident, the company could be held liable for injuries or damages if you’re at fault. The company will usually have their own insurance to fix the car, but the accident will still show up on your driving record in most states. This means that it will impact your personal insurance, and you’ll usually see your personal auto insurance premium go up.


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