What does it mean to be a household member?

What is a "household member" in terms of car insurance? Do I need to put everyone in my house on my plan?

For a car insurance policy, “household members” most often refers to people who reside in the home and have their license. If they are of driving age and they have their license, the insurance company will want to add them to the policy as drivers.
If they have their own insurance and you are able to show proof of this, you may not have to add them to the policy.
Savannah Grabek
Answered on Mar 12, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free