What does it mean to be a household member?

What is a "household member" in terms of car insurance? Do I need to put everyone in my house on my plan?

Answer provided by
Savannah Grabek
Answered on Mar 12, 2021
For a car insurance policy, “household members” most often refers to people who reside in the home and have their license. If they are of driving age and they have their license, the insurance company will want to add them to the policy as drivers.
If they have their own insurance and you are able to show proof of this, you may not have to add them to the policy.
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