What do I do if I disagree with my insurance company's decision that my car is a total loss?

Answered by Home Insurance, Car Insurance Expert Alexah on February 22, 2021

I got into a pretty bad crash and my car got the worst of it. The insurance adjuster decided that my car is a total loss, but I think it can still be saved. What do I do?

expert avatar

Alexah

Home Insurance, Car Insurance Expert

Thanks for the question! If you have evidence that your vehicle is worth more than the number the insurance adjuster is giving you, and you don’t believe your vehicle should be deemed a total loss, you can try to negotiate with your insurance company. You can also hire an attorney to help you negotiate with the insurance company.


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