What do I do after an accident if the other driver doesn't have insurance?

Answered by Car Insurance Expert Jessica on February 19, 2021

I was involved in a collision when another driver made a bad left turn and hit my car. I had to get some medical attention and I took a week off work. My car was totaled. The other driver said he had car insurance, but when I called his carrier I learned his coverage had expired. Now what do I do?

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Jessica

Car Insurance Expert

Sorry to hear about your accident. In this situation, you would use your policy’s uninsured motorist coverage. This coverage provides a bodily injury and property damage payout when you’re involved in an accident with a driver who doesn’t have insurance.


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