What are some cheap car insurance options for a senior on a fixed income?

My father is the sole driver on his current car insurance policy. He can't afford to pay the usual $150 or $200 monthly insurance rate. How can he get cheap coverage?

Thanks for your question! There are a few companies that offer a pay-per-mile policy, so if your father is driving less often he can get really great discounts on his car insurance.
Another option would be to adjust his coverage. If he owns the car, he can take off collision coverage but keep comprehensive coverage, which would help bring down his payments.
Lastly, it’s always helpful to bundle your policies. If he owns his home, he can get a home insurance policy with the same company to get more savings. The same goes for renters insurance; sometimes it’s cheaper to add a renters policy than it is to have just auto insurance with a company.
Savannah Grabek
Answered on Mar 12, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.

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