Should I renew my car policy with my soon-to-be ex?

Divorce can be a long and complicated process, and a very costly one as well. It is best to separate the policy and immediately notify your agent of any changes as they progress. An insurance contract financially ties you to your spouse, so their actions affect you and vice versa. Once you have your own separate auto policy, you can always get homeowners insurance when you are ready and your discounts will be updated.