My wife isn’t on my policy yet and she got into an accident with my car. Will my insurance cover the claims?

My wife just got her driver's license and I haven't added her to my car insurance policy yet. A few days ago, while she was driving and I was accompanying her, we got into a minor accident. There were no injuries and my wife is at fault. Will my full-coverage insurance cover my and the other driver's claims?

This may be up to the discretion of the insurance company. Most companies require you to disclose all drivers in your household, and they have the right to deny a claim if you didn’t notify them when your wife first received her license.
Alexah Grinnell
Answered on Feb 24, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free