My name isn't on my parents' insurance card. Am I driving uninsured?

I'm 16 and I've started to drive by myself. My parents say they added my name to their car insurance policy, but my name is missing from the insurance card. Does this mean I'm not on their plan after all? Am I driving uninsured?

Answer
Thanks for your question! In most cases, only the named insured (the owner of the policy) and/or the person who owns the vehicle are listed on the ID card. As long as your name is listed as a driver on the policy, it doesn’t matter whether you’re on the ID card — you’re covered under the policy as a driver.
avatar
Alexah Grinnell
Answered on Feb 22, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free