I have a license but no insurance. Can I drive a parent's car?

I have a driver's license, but no car insurance. Can I legally drive my dad's car as long as he's in the car with me and I have his blessing?

Answer
You can legally drive the car as long as you have liability coverage. Now that you have your driver’s license, you should be added to your parents’ insurance policy if you don’t have your own. This is typically required by all insurance companies. If you’re not on an insurance policy and you get into an accident, your father’s insurance will pay out the claim and this accident will be on his record, which can impact his insurance going forward.
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Savannah Grabek
Answered on Feb 24, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
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