I've got a $27,300 bill for medical expenses after a car crash and no health insurance. What happens now?

Answered by Home Insurance, Car Insurance Expert Alexah on February 18, 2021

I crashed my Honda Accord into the back of a parked van on a rainy night. Both vehicles were totaled. I got handed an $800 bill for the ambulance, a $1,500 bill for an X-ray, and a $25,000 bill for the hospital. I don't have health insurance. What happens now?

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Alexah

Home Insurance, Car Insurance Expert

Sorry to hear about your situation. When you’re involved in an at-fault accident, the coverages listed on your car insurance policy are usually what help you to pay for any medical bills you may incur due to the accident. This can include your medical payments coverage and personal injury protection (PIP). If you don’t have either of these coverages on your car insurance, or if you exceed these coverages, then this is where personal health insurance takes care of the remainder of your bills. However, since you don’t have health insurance, any expenses beyond that are your responsibility to pay for out of your own pocket.


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