Is there anything in or on my property that isn't fully covered by home insurance?

My wife and I are trying to determine how much insurance we need for our home and belongings. What are some things that aren't fully covered?

Answer
Most homeowners insurance companies have limits on the amount of coverage that’s provided for jewelry, watches, furs, artworks, and tools. To make sure these high-value items are fully insured, you’ll want to provide your insurance company with an appraisal so the full value can be scheduled on the policy.
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Alexah Grinnell
Answered on Mar 01, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
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