Is it possible to get a car loan without a credit check?

My credit history is lousy and I know it'll hurt my chances of getting a car loan. Can I avoid a credit check when applying for a loan?

Answer provided by
avatar
Johnny Puckett
Answered on Mar 12, 2021
Yes, there are many lenders that are willing to work with people based on factors other than a good credit score. However, when it comes to getting a car loan without a credit check, it is harder to qualify for one and you should be prepared to prove that you have the monthly income necessary to pay back the loan. Having a large down payment, using a cosigner, and/or pledging additional collateral will also help.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies