Is it possible to get a car loan without a credit check?

Answered by Car Loans Expert Johnny on December 28, 2020

My credit history is lousy and I know it'll hurt my chances of getting a car loan. Can I avoid a credit check when applying for a loan?

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Johnny

Car Loans Expert

Yes, there are many lenders that are willing to work with people based on factors other than a good credit score. However, when it comes to getting a car loan without a credit check, it is harder to qualify for one and you should be prepared to prove that you have the monthly income necessary to pay back the loan. Having a large down payment, using a cosigner, and/or pledging additional collateral will also help.


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