Is it okay if I cancel my auto insurance for six months while I’m away from home and my car?

I'm going out of state for about six months and I won't be driving my car. I don't want to pay for insurance when my car will just be sitting in my garage for half a year. Is it okay if I cancel my car insurance for these six months?

Answer provided by
Savannah Grabek
Answered on Mar 12, 2021
Thanks for your question! You can typically take the insurance off the car, but when you start a new policy it will be more expensive because you’ll lose your discount for having continuous insurance coverage.
A better alternative would be to just lower the coverage to the state minimum for what’s required and then raise it back up when you take the car out of storage. Furthermore, there are a few companies that offer a pay-per-mile program where if you drive less, you pay less, and this could also help to lower your insurance payments.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies