Is insurance from a rental car company enough for a driver with no personal auto policy?

Answered by Home Insurance, Car Insurance Expert Alexah on February 22, 2021

I'm planning to rent a car while vacationing in Florida. I don't own a car and I have no insurance. Is buying insurance from the rental car company sufficient for this trip?

expert avatar


Home Insurance, Car Insurance Expert

Thanks for your question! Purchasing insurance from the rental car company is sufficient as long as it offers both liability coverage and physical damage coverage for the vehicle. If the rental car company isn’t able to provide liability coverage, you should look into getting temporary non-owner coverage through a traditional insurance company to make sure there’s no liability exposure if you cause damage or injury to someone else.

Car Insurance

Have an insurance question?

Our insurance agents are ready to help you, for free.

Ask your question, it’s 100% free
Thousands of customers saved on average $887/year on their car insurance with Jerry
This app is great, but the customer service is even better! Not to mention convenient! My husband and I got the lowest rate (much lower than the rates I was finding online through my own searches), quickly, and pretty much all through text message! Thank you so much for a hassle free experience👍
Gabriella R.
Find savings (100% Free)
stars4.6/5 Rating on App Store