Is a teen driver covered by their parents' car insurance while earning their learner's permit?
Do I need to get her separate insurance? My daughter is going to get her learner's permit this year. She won't have her own car for at least another year and will be driving our Toyota while she learns to drive.
Answer
Yes, the teen driver is covered.
You should contact your insurance provider to verify whether your teen can be listed with a permit or if the company prefers to wait until they have their driver’s license.
Be prepared; car insurance rates for young drivers are often expensive becuase young drivers are considered high-risk.
Fortunately, Toyotas are often considered safe and cheap cars ot insure for young drivers.
If your current company’s rates are too expensive when you add your daughter to your policy, it’s a good time to shop for a better deal. The free Jerry app will compare rates from the top 50 companies in under a minute, saving you time and money.
Mariah Lee
Answered on Jul 27, 2021
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