Is a teen driver covered by their parents' car insurance while earning their learner's permit?

Answered by Car Insurance Expert Mariah on February 18, 2021

My daughter is going to get her learner's permit this year. She won't have her own car for at least the next year and will be driving our Toyota while she learns to drive. Do I need to get her seperate insurance?

expert avatar


Car Insurance Expert

Yes, the teen driver is covered, though depending on the car insurance company they may need to be listed on the policy first. You should contact your insurance provider to verify whether the teen needs to be listed with a permit or if the company prefers to wait until they have their driver’s license.

For more information on this topic, check out this article:

Car Insurance

Have an insurance question?

Our insurance agents are ready to help you, for free.

Ask your question, it’s 100% free
Thousands of customers saved on average $887/year on their car insurance with Jerry
This app is great, but the customer service is even better! Not to mention convenient! My husband and I got the lowest rate (much lower than the rates I was finding online through my own searches), quickly, and pretty much all through text message! Thank you so much for a hassle free experience👍
Gabriella R.
Find savings (100% Free)
4.6/5 Rating on App Store