If someone else is ticketed while driving my car, will my auto insurance premium go up?

Answered by Home Insurance, Car Insurance Expert Alexah on February 22, 2021

I let my friend borrow my car and he got a ticket for speeding. Am I going to pay more for insurance as a result?

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Alexah

Home Insurance, Car Insurance Expert

Your insurance rate is based on your own driving record, as well as the record of any other drivers listed on your policy. If you give someone permission to drive your vehicle and they’re not listed on your insurance policy, it won’t affect your insurance premium if they get a ticket.


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