If my car insurance company has the wrong address on file, does that invalidate my policy?

I think that my insurance company has the incorrect address on file for me and my husband. Does this mean our policy is invalid? I'd hate to lose coverage over this.

Answer
This may depend on the circumstance. If the wrong address was purposely provided on the policy application in an attempt to reduce the premium, this could be considered material misrepresentation. When it happens, it is grounds for policy cancellation or denial of coverage in the event of a loss.
If the wrong address is simply a result of a typo or a recent move, there may not be coverage issues, but you should contact your insurance agent right away to report the error or the change in address to ensure that your coverage is unaffected.
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Shannon Martin
Answered on Feb 25, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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