Thanks for your question! If you’ve already paid the insurance company either in full or for a month of coverage ahead, you should receive a prorated refund. An insurance company will refund you any “unearned premium,” meaning any premium paid to the company that they didn’t use for the period of time they provided coverage.
If I want to switch car insurance providers and end my current coverage early, will I get a prorated refund?Answered by Car Insurance Expert Jessica on February 19, 2021
I found a way cheaper policy with another carrier, so I want to cancel my old auto insurance policy. But there's a problem — I already paid for the full year with my old carrier. Can I get some of that money back, since I don't actually want to stay with them the whole year?
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