How much car insurance coverage do I really need?

I feel like auto insurance companies are always trying to upsell me, but I live on a budget and I don't want to pay for stuff I don't need. How much car insurance coverage do I really need to be protected?

It’s recommended that you carry the best car insurance coverage you can reasonably afford.
If you just need the minimum level of coverage, that’s fine. If you can carry higher limits, that’s great!
However, if your lienholder requires deductibles, then carrying lower deductibles will be pricier per month but easier on you when you need to make a claim.
It can be difficult to determine what is actually necessary when purchasing car insurance, especially when insurance companies begin asking questions that may make your premium go up, even when it seems like it shouldn’t. Jerry is a free app that can help you find the cheapest car insurance by collecting quotes from 50 of the top insurance providers, allowing you to be covered while not going over your budget.
Jess Carter
Answered on Aug 09, 2021

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