"My dad died recently and left me his house in his will. I’m not sure whether I’ll keep the house or sell it. How do I handle the home insurance for the property? Can my dad’s policy be transferred to me, or do I have to get a new policy in my own name? "

I originally declined gap coverage due to the cost. I thought I could get it through my car insurance company, but they don't offer it. Are there any companies that offer gap insurance as a standalone option? I don't want to switch insurance companies.