How does my insurance company confirm that I own my home?

I got a quote for car insurance and the carrier is offering me a discount for being a homeowner. How does the carrier confirm that I own my home? Do I have to submit documents?

Answer
Carriers are often able to confirm that you own your home by using their reporting systems. If they are unable to verify that you own your home, they may ask for proof in the form of a declarations page for your current homeowners policy, a copy of your tax statement, a mortgage coupon, or a copy of the deed to your house.
If they cannot confirm that you own your home with their reports, and if you are unable to provide proof, the discount will be removed.
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Alexah Grinnell
Answered on Mar 12, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
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