How does insurance coverage differ for rental vehicles vs. owned and leased vehicles?
Insurance on a rental vehicle often doesn’t include liability coverage, which protects you if you injure someone else or damage another person’s property; instead it only covers physical damage to the rental vehicle. When you purchase traditional insurance on a vehicle that you own or lease, the policy will include coverage for both your vehicle and others’ property and injuries.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
Does renters insurance cover a loss due to scamming?
"I sold a watch on Craigslist and I think the buyer illegally paid for it since their account was just banned. This means I'll have to reimburse PayPal. Can I claim that the watch was stolen from me using my renters insurance, since the buyer used fake funds to pay for it? "
Apr 08, 2021
If my Nissan 370Z was hit by another motorist, will their insurance company give me the check or give it to the repair shop?
I was in an accident in my Nissan 370Z when I was hit by a driver not paying attention. It did extensive damage to my vehicle. However, I want to get some estimates rather than use the other driver's repair shop. I currently own the vehicle. Will their insurance give me the check so I can choose where it's fixed?
Apr 16, 2021
Can I drive my friend's handicap-equipped vehicle without insurance if I live in California?
My friend is physically disabled and uses a wheelchair. His parents asked me if I could take him to an appointment. I'm worried that because I'm not insured, I'll be liable if an accident occurs. Can I drive another person's car without insurance if I live in California?
Apr 16, 2021