How does coverage differ for rental vehicles vs. owned vehicles?
Whenever I need to rent a car when I'm on vacation, the rental company tries to sell me insurance. How is that kind of insurance different from the insurance I already have on my own car?
Insurance on a rental vehicle often doesn’t include liability coverage, which protects you if you injure someone else or damage another person’s property; instead it only covers physical damage to the rental vehicle. When you purchase traditional insurance on a vehicle that you own or lease, the policy will include coverage for both your vehicle and others’ property and injuries.
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