How do speeding tickets affect car insurance?

Answered by Home Insurance, Car Insurance Expert Alexah on February 24, 2021

Okay, I got a speeding ticket, which is really annoying. On top of everything else, is my premium for auto insurance going to rise?

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Home Insurance, Car Insurance Expert

Speeding tickets will be taken into consideration when an insurance company is determining your rates. The surcharge applied for having a speeding ticket can depend on your driving history, along with the amount over the speed limit you were ticketed for. For example, being ticketed for driving at higher speeds will have a greater impact than if you were traveling only six to 10 miles per hour over the limit.

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