How do I know if my current level of home insurance coverage is enough?

When I bought my policy, I just went for the cheapest coverage option. How do I know if this is sufficient?

Answer
Thanks for the question! You want to be sure that you have enough coverage to rebuild your home, replace your personal belongings, and cover any injuries if someone gets hurt on your property. Reviewing your policy with your homeowners insurance company or insurance agent will help you to determine whether your policy has the most up-to-date information and the correct coverages for your home.
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Alexah Grinnell
Answered on Mar 01, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
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