How can a teen driver lower his car insurance rates?

I'd like to get car insurance for my teenage son, who's about to receive his driver's license, but the rates are shockingly high. What can we do to lower his rates, besides have him take a driver safety course?

Thanks for your question! For the first few years of driving, it’s always a good idea to get a quote to add your son to your insurance policy. This will help him gain some prior insurance history for when he wants to get his own policy, resulting in lower premiums.
If putting him on your policy isn’t an option, your son can also sign up with a carrier who offers a telematics device discount. This device would collect information about his driving habits, which could potentially lead to cost savings for safe driving. If your son has good grades, he can send his report card or dean’s list letter to his carrier for a good student discount.
Jessica Bartolucci
Answered on Mar 12, 2021

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free