Does home insurance cover wildfires?

Answered by Home Insurance, Car Insurance Expert Savannah on December 28, 2020

I know home insurance covers some natrual disasters and not others. What about wildfires?

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Savannah

Home Insurance, Car Insurance Expert

Generally speaking, yes. Fire is a covered peril on most standard home insurance policies, and this includes wildfires. However, if you live in an area where wildfires are common, coverage may not be available, so be sure to check your policy or consult your insurance provider.

For more information on wildfires, check out this article: Wildfire Safety Tips: How to Stay Safe During Wildfire Season.


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