Does home insurance cover tree removals?

There's an old tree in my backyard. I'm worried it may fall someday and cause damage. Will insurance pay to remove it?

Answer
In most cases, homeowners insurance will only cover tree removals if the tree falls on a covered property such as your home, fence, shed, or garage. The cause of the fall is another factor. If the tree fell down because of something that is generally covered by the insurance policy, then removal will be covered.
For more information on this topic, check out this article: Does Homeowners Insurance Cover Tree Removal?.
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Alexah Grinnell
Answered on Mar 02, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
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