Does home insurance cover sinkholes?

I've heard from neighbors that our neighborhood has dealt with sinkholes before. Is this kind of issue covered by insurance?

Answer
A standard homeowners policy will not cover damage to your home related to earth movement of any kind (sinkholes, landslides, earthquakes, etc.). This type of event requires additional endorsements in order to be covered.
To learn more about coverage for sinkholes, check out this article: Does Homeowners Insurance Cover Sinkholes?.
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Alexah Grinnell
Answered on Mar 02, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
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