Does home insurance cover sinkholes?

I've heard from neighbors that our neighborhood has dealt with sinkholes before. Is this kind of issue covered by insurance?

Answer provided by
Alexah Grinnell
Answered on Mar 02, 2021
A standard homeowners policy will not cover damage to your home related to earth movement of any kind (sinkholes, landslides, earthquakes, etc.). This type of event requires additional endorsements in order to be covered.
To learn more about coverage for sinkholes, check out this article: Does Homeowners Insurance Cover Sinkholes?.

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