Does home insurance cover sidewalks?

Answered by Home Insurance, Car Insurance Expert Savannah on March 2, 2021

I have two sidewalks surrounding my property. I'm wondering if they're covered by my insurance.

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Savannah

Home Insurance, Car Insurance Expert

Your homeowners insurance may cover injuries if someone were to sue you due to an unmaintained sidewalk. However, in most cases, sidewalks are not covered on a home policy if they’re considered to be a preexisting hazard that was ignored by the homeowner.


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