Does home insurance cover sidewalks?

I have two sidewalks surrounding my property. I'm wondering if they're covered by my insurance.

Answer
Your homeowners insurance may cover injuries if someone were to sue you due to an unmaintained sidewalk. However, in most cases, sidewalks are not covered on a home policy if they’re considered to be a preexisting hazard that was ignored by the homeowner.
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Savannah Grabek
Answered on Mar 02, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
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