Does home insurance cover mold removal?

Some mold has developed in my basement. I'm dreading having to fork over a ton of money to get rid of it. Will my insurance help cover removal?

Answer

Generally speaking, mold in and of itself isn’t covered by home insurance. However, if your property develops mold as a result of something else that is covered by your homeowners insurance, then removal will be covered.

For more information on this topic, check out this article: Does Homeowners Insurance Cover Mold?.

Alexah Grinnell

Answered on Mar 02, 2021

Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids

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