Does home insurance cover jewelry that's lost or stolen?

I have some valuable and sentimental jewelry I want to protect. Are my pieces protected from loss or theft?

Answer provided by
avatar
Savannah Grabek
Answered on Mar 02, 2021
Home insurance companies typically have limits on the amount of coverage they will extend to jewelry. In the event that your jewelry is stolen, you would typically have coverage up to the covered amount on your policy. You can, however, choose to add additional coverage to your policy.
If you lose your jewelry, in most cases that would not be covered — unless you have a specific coverage called “mysterious disappearance” on your home insurance policy for the jewelry.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies