Does home insurance cover jewelry that's lost or stolen?
I have some valuable and sentimental jewelry I want to protect. Are my pieces protected from loss or theft?
Answer provided by
Answered on Mar 02, 2021
Home insurance companies typically have limits on the amount of coverage they will extend to jewelry. In the event that your jewelry is stolen, you would typically have coverage up to the covered amount on your policy. You can, however, choose to add additional coverage to your policy.
If you lose your jewelry, in most cases that would not be covered — unless you have a specific coverage called “mysterious disappearance” on your home insurance policy for the jewelry.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
What kind of proof do I have to offer to get car insurance discounts for things like good grades and low mileage?
I want to get a low-mileage discount and a good student discount. How would I qualify? Do I have to offer proof of my good grades and reduced driving?
May 06, 2021
What happens if my injuries exceed the other driver's $50,000 bodily injury limit?
"I was injured in an accident and my medical bills are worth at least $50,000, possibly more. I think the other driver only had $50,000 in bodily injury liability. What happens once that limit is exhausted? Will I still get my medical bills covered? "
May 20, 2021
"How can I escape a car loan with 26% interest? "
"I got a car loan with a 26% interest rate two years ago because it was my only option. At the time it didn’t seem that bad, but now I can barely afford to make the payments. Is there any way I can get out of this awful loan? "
May 25, 2021