Does home insurance cover injury to the homeowner?
I know insurance offers to pay for injuries to other people, but what about the policyholder?
Great question! Homeowners policies do have liability coverage and medical coverage, but these are for people who do not live inside the home. If a friend comes over, trips on your floorboard, and gets injured, they would be covered. If you trip on your floorboard and get injured, your homeowners policy would not cover you. You would need to rely on your health insurance instead.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
Do I need to tell my insurance if I hit an animal?
"Do I need to tell my insurance if I damaged my front bumper when I hit a coyote? I don't want my rate to go up."
Jul 28, 2021
What's the cheapest car insurance company for a 62-year-old man with a DUI on his record?
I live in Arkansas and I'm having trouble finding cheap car insurance because of a DUI from almost two years ago. Where can I get the cheapest rate?
Apr 19, 2021
"Is there any way to refinance a car that is worth $5,000 that I owe $11,000 on? "
"I bought a used Kia two years ago, putting $1,500 down. My car loan interest rate is nearly 23%. I have applied for a refinance loan with a few banks, but they have all denied me. Is it possible to refinance this kind of loan? "
May 25, 2021