Does having an above-ground pool have any impact on home insurance?

I want to get an above-ground pool for my backyard, but I don't want to pay more for insurance. Will buying a pool raise my rates?

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Alexah Grinnell
Answered on Mar 02, 2021
Having an above-ground pool can impact your eligibility for homeowners insurance, and it can also increase the cost of your insurance due to the liability exposure. Most insurance companies will require restricted access to the pool, which means you may have to employ safety measures such as locked gates and fencing.
For more information on this topic, check out this article: Will a Pool Raise My Home Insurance?.
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