Does having an above-ground pool have any impact on home insurance?

I want to get an above-ground pool for my backyard, but I don't want to pay more for insurance. Will buying a pool raise my rates?

Answer
Having an above-ground pool can impact your eligibility for homeowners insurance, and it can also increase the cost of your insurance due to the liability exposure. Most insurance companies will require restricted access to the pool, which means you may have to employ safety measures such as locked gates and fencing.
For more information on this topic, check out this article: Will a Pool Raise My Home Insurance?.
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Alexah Grinnell
Answered on Mar 02, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
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