Does car insurance get cheaper the longer you have a driver's license?

Answered by Home Insurance, Car Insurance Expert Alexah on December 29, 2020

Everyone says that new drivers have to pay the most for insurance. So does that mean I'm going to pay less over time? Is it because I've had my driver's license longer?

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Alexah

Home Insurance, Car Insurance Expert

Yes, the longer you have a driver’s license, the better your rates will be because you’ll be more of an experienced driver. The biggest rate decrease occurs once you’ve been licensed for three years. At that point, you are no longer considered a “new driver” and companies start to offer more competitive rates.


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