Does car insurance get cheaper the longer you have a driver's license?

Everyone says that new drivers have to pay the most for insurance. So does that mean I'm going to pay less over time? Is it because I've had my driver's license longer?

Answer provided by
Alexah Grinnell
Answered on Mar 12, 2021
Yes, the longer you have a driver’s license, the better your rates will be because you’ll be more of an experienced driver. The biggest rate decrease occurs once you’ve been licensed for three years. At that point, you are no longer considered a “new driver” and companies start to offer more competitive rates.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies