Does car insurance cover engine failures?

I haven't gotten into an accident or anything, but my car's engine is starting to break down. I do have car insurance. Will that cover the engine?

Answer

Traditional car insurance policies only cover repairs to your vehicle if the damage is due to an accident. Engine failure falls under the category of wear and tear, and generally this is not covered by your auto insurance policy.

Alexah Grinnell

Answered on Feb 25, 2021

Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids

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