Do you need to reimburse a carrier for medical bills?

Do I have to reimburse my insurance company for medical bills related to a car crash after I get a personal injury settlement?

Answer
Claims can be very complex, especially if they involve injuries and lawsuits. Each claim must be handled based on its own merits. It is best to discuss the specifics of your settlement agreement with your attorney or claims adjuster.
That being said, the general rule is for insurance to make you “whole,” meaning your damages must be covered before your insurance company can take any money you get in a settlement. You may need to reimburse the carrier for medical expenses. It is essential in this situation to have a lawyer you trust.
For advice on finding a good lawyer, check out this article: How to Find a Good Car Insurance Lawyer.
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Shannon Martin
Answered on Mar 12, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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