Thanks for your question! For a younger college student who wants their own policy, I recommend getting an older car you can just carry liability on. It’s also important to maintain a clean driving record; practicing defensive driving will help with this. You may also qualify for student discounts.
For more information on low-cost car insurance for college students, check out this article: https://getjerry.com/advice/cheap-car-insurance-to-get-if-youre-a-a-college-student-by-cheryl-knight.