Do some states forbid distant student discounts for car insurance?

Answered by Home Insurance, Car Insurance Expert Shannon on February 22, 2021

I know some insurance companies offer a "distant student discount" for students who are away at college without regular access to a car. But do some states not allow this kind of discount? My insurance agent said PA law doesn't permit insurers to offer distant student discounts.

expert avatar

Shannon

Home Insurance, Car Insurance Expert

Thanks for the question! There aren’t any state laws that prohibit this option; however, each carrier must file all their rules, guidelines, and discounts with their state’s insurance commissioner. If this type of discount isn’t filed and approved for the carrier, it’s not an option for any of their customers.

To learn more about how to get affordable coverage for a young adult child who doesn’t live at home, check out this article: https://getjerry.com/advice/how-to-get-cheap-car-insurance-for-a-child-not-living-at-home-by-logan-utsman.


Car Insurance

Have an insurance question?

Our insurance agents are ready to help you, for free.

Ask your question, it’s 100% free
Recommended
Thousands of customers saved on average $887/year on their car insurance with Jerry
This app is great, but the customer service is even better! Not to mention convenient! My husband and I got the lowest rate (much lower than the rates I was finding online through my own searches), quickly, and pretty much all through text message! Thank you so much for a hassle free experience👍
Gabriella R.
Find savings (100% Free)
stars4.6/5 Rating on App Store