Do car insurance carriers look at credit scores?

Do car insurance companies check out drivers' credit scores when deciding how much to charge for coverage?

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Jessica Bartolucci
Answered on Feb 24, 2021
Although most insurance companies check your credit history, they do not use your actual credit score. Instead they use a credit-based insurance score, which helps them to determine if you will file a lot of claims! These credit-based insurance scores are created by companies like LexisNexis and FICO.
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