Thanks for your question! Insurance follows the vehicle, not the driver. As long as your parents’ insurance policy covers drivers who are permitted to use their vehicle (as most policies do), you’ll be able to drive your parents’ car without having your own policy.
Do I need to keep my American car insurance to drive during return trips to the U.S.?Answered by Home Insurance, Car Insurance Expert Alexah on February 22, 2021
I'll be moving to Japan soon. But on return trips to the U.S. to visit family, I'll need to borrow my parents' car occasionally. Do I need to keep my current auto insurance policy so I can use my parents' car?
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