Declaring stolen cash in a car insurance claim?

My car was broken into and the thief took some cash that was left in a bag in the backseat. Can I claim that cash through my auto insurance?

Answer
Sorry to hear about your lost money. When personal property is stolen from your car, it is typically not covered by your auto policy. Instead, you need property insurance for this kind of loss.
Property insurance can be found in homeowners or renters policies. However, it can be hard to prove that money was taken, and most property policies have a payout limit for stolen cash. Typically this limit falls around $200.
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Savannah Grabek
Answered on Mar 12, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
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