How do you get cheap liability insurance for a teen and parent in NC?

I'm looking for cheap liability car insurance for myself and my 17-year-old son in North Carolina. What can I do to secure the lowest premium?

Answer
“Thanks for your question!
Adding a teen to your insurance will raise your prices. Teens are considered high risk to insurance companies just because they lack experience on the road. It doesn’t mean your teen is a bad driver, just that they statistically do need extra coverage.
To lower your payments, you can look into bundling your car insurance with renters or home insurance.
In North Carolina there are also other discounts you can try to get such as:
  • Customer loyalty
  • Good student discount (usually B+ or higher)
  • Driver affiliations
  • Driving history
  • Driver training
  • Equipment-related
  • Payment (auto-pay or paperless options)
You should also reach out to your insurance to find out if there are any other discounts you qualify for.
If you’re still unsatisfied with your rates for car insurance, you can use Jerry to help you save. Jerry will generate competitive quotes from top providers in less than a minute. Jerry gathers your information from your past insurer, so you’re not responsible for any long forms or phone calls. You get all of the savings and coverage, with none of the hassle.”
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Savannah Grabek
Answered on Aug 06, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
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