Car crash and no insurance

Answered by Car Insurance Expert Jessica on December 23, 2020

I got into a car crash. I'm not at fault, but I don't have insurance. The other driver has insurance, but no driver's license. What are my options?

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Car Insurance Expert

Sorry to hear about your accident. If you are not at fault, you still need to file a claim through the other driver’s policy. You may be ticketed for driving with no insurance, but this will not affect your ability to get a payout from the other driver’s insurance company.

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