Can you negotiate your car insurance premiums?
I've gotten a quote for car insurance and I can't believe how expensive it is. Can my rate be negotiated?
Answer provided by
Answered on Mar 12, 2021
Premiums are not negotiable. Insurance companies must abide by their internal pricing structure and state regulations. It is illegal for insurance companies to offer sales or deals other than the discounts that you are eligible for.
You can, however, obtain quotes from different providers and compare rates to get the most affordable coverage. If you’d like to learn more about how to compare quotes, check out this article: How to Compare Car Insurance Quotes.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Is there temporary car insurance?
What if I only needed car insurance for a really short period of time? Is there such a thing as temporary car insurance?
Feb 24, 2021
Does car insurance cover engine failures?
I haven't gotten into an accident or anything, but my car's engine is starting to break down. I do have car insurance. Will that cover the engine?
Feb 25, 2021