Can you negotiate your car insurance premiums?

I've gotten a quote for car insurance and I can't believe how expensive it is. Can my rate be negotiated?

Answer provided by
Savannah Grabek
Answered on Mar 12, 2021
Premiums are not negotiable. Insurance companies must abide by their internal pricing structure and state regulations. It is illegal for insurance companies to offer sales or deals other than the discounts that you are eligible for.
You can, however, obtain quotes from different providers and compare rates to get the most affordable coverage. If you’d like to learn more about how to compare quotes, check out this article: How to Compare Car Insurance Quotes.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies