Can you negotiate your car insurance premiums?

I've gotten a quote for car insurance and I can't believe how expensive it is. Can my rate be negotiated?

Answer

Premiums are not negotiable. Insurance companies must abide by their internal pricing structure and state regulations. It is illegal for insurance companies to offer sales or deals other than the discounts that you are eligible for.

You can, however, obtain quotes from different providers and compare rates to get the most affordable coverage. If you’d like to learn more about how to compare quotes, check out this article: How to Compare Car Insurance Quotes.

Savannah Grabek

Answered on Mar 12, 2021

Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.

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